A HUGE Challenge

10:27 PM

I signed up for, what possibly could be the scariest challenge. EVER. I'm excited and very nervous. Have you ever gone a whole month where you only paid the basic bills and didn't buy any extras?  I haven't and that is probably why I am in debt up to my eyeballs. 

I have taken Dave Ramsey's Financial Peace University class twice. Once with my husband and then the second time because we missed crucial information due to previous commitments the first go. He's not totally on board with it yet so I'm hoping this jumpstarts a little desire to be debt free on his part. 

I sat down tonight and did a rough budget of things that we need to pay and some items we've committed to paying for. (Rhineback was budgeted for back in April so that's a go). I think to start with it will be a challenge for us to stop eating out and maintaining a weekly menu. 

Also Starbucks and impluse items at Costco and Target are an issue. I'm going to make a list and stick to that list!  Check out 31 Days of Living Well and Spending Zero to find the challenge. There are over 60,000 people signed up so far.

It is my hope that this challenge plus the accountability both here on this blog and with other bloggers (and participants) will lead to some lifestyle and budget changes.

Happy Friday Friends!

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  1. good luck my friend!!! I go through similar 'downsizing' ventures regularly----which always includes a moratorium on buying----anything. I always feel really really good (and a bit stoic!) while doing it; and it truly works in the long run. How many times do you impulse buy something only to discover that you really didn't want it anyway---and it is now too late. (Reason my yarn stash is the size it is!!! hee he!) At least it makes me seriously consider purchases.

  2. I have done this and I would love to sign up and do it again with you!
    My son Peter and his wife are reading and following Dave Ramsey, they love him.

  3. That's a big commitment and sounds like it'll be hard - but what a reward!!

  4. I love these kind of challenges! I hope you keep us posted on how you are doing :)


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